We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been declined for a mortgage in the past, we can still help you get approved quickly. Our unique self-employed mortgage options take into account the reduced taxable income that comes with claiming business expenses. We also offer a Stated Income mortgage option for those who have qualifying income impacted by expenses. We accept dividend and investment income as well, as long as stability and proof requirements are met. To apply, you will need to provide certain documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, who accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call to get started on your mortgage journey.