Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even to those who have been declined previously. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses. If your qualifying income has been impacted by expenses, our Stated Income mortgage may be the ideal solution for you. We also accept dividend and investment income, provided that it is stable and can be verified. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage needs.

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.