We specialize in providing mortgages for people who are new to Canada, helping them navigate the Canadian real estate market and understand the costs involved, such as closing costs and adjustment costs. Our goal is to help newcomers build equity rather than pay rent, taking advantage of their employment and credit sources. We offer the best rates and mortgage options for those seeking higher loan amounts, with a minimum of 20% down payment saved and the ability to have as little as 5% down payment. We also provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored mortgage product that meets your needs and secures the best rate, even if you don't qualify with your bank due to limited credit or employment history. Additionally, we offer innovative tools to streamline the first-time home buying process in Canada.