Self Employed

We offer self-employed individuals low rates and excellent mortgage options, including fast approval even after previous declines. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for those with expenses impacting qualifying income to obtain a mortgage through our Stated Income mortgage program. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. For more information, please give us a call.

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