If you're looking to purchase a home and want to know how much you can afford, I can assist you with mortgage pre-approvals. This process involves determining your financial strategy, mortgage amount, down payment, and overall affordability. I can also advise you on the necessary documents required for conditional approval. Pre-approval is an important first step in the mortgage approval process as it reveals the amount you can borrow from a lender based on your current financial situation. It also helps identify any potential obstacles early on and speeds up the overall approval process. Generally, pre-approvals are valid for 60, 90, or 120 days, depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in the interest rate to protect against future increases. We utilize advanced tools in Canada to ensure accuracy, improve efficiency, and save you time. Our quick pre-qualification tools can give you an idea of what you are qualified for.