We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have previously been declined. Our self-employed mortgage options take into consideration the reduced taxable income that comes from claimed expenses. For those who have expenses that impact their qualifying income, our Stated Income mortgage can be incredibly helpful. We also accept dividend and investment income, with specific stability and proof requirements. To apply, you will need to provide several documents, including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Our options are specifically tailored to meet the needs of Business For Self (BFS) borrowers. If you have any questions or would like to learn more, please give us a call!