Mortgages for new immigrants in Canada can be a complex and overwhelming process. However, with our assistance, we aim to help newcomers understand the Canadian real estate market and the associated costs involved. We provide guidance on the closing costs and adjustment costs associated with purchasing a house, ensuring that newcomers are well-informed about all the financial aspects of owning a home in Canada.

One of the key advantages of opting for a mortgage rather than renting a property is the ability to build equity. By paying a mortgage, newcomers can gradually increase their ownership stake in the property, providing a sense of stability and long-term financial benefit. Additionally, newcomers can leverage their employment and credit sources to secure favorable mortgage rates, making homeownership even more attainable.

For newcomers looking to purchase properties with higher loan amounts (over $1 million), we offer mortgage options that require a minimum down payment of 20%. However, for those with smaller down payments, we also provide flexibility with options that allow for as little as 5% down payment. We will also guide newcomers through various homebuyer incentive programs and down payment assistance options that can further facilitate their homeownership journey.

One of the key advantages of working with us is our access to Canada's top lenders. We have partnerships with large banks, mortgage finance companies, credit unions, and alternative financiers. This enables us to design a custom-tailored mortgage product that aligns with the specific needs of newcomers. Even if individuals do not qualify for a mortgage at their bank due to limited credit and employment history, we can still secure the best rate for them.

We offer innovative tools that streamline the first-time home buying experience for newcomers. These tools, specific to Canada's real estate market, provide an efficient and transparent way for newcomers to navigate through the various stages of buying a home. With our guidance and expertise, newcomers can confidently embark on their homeownership journey in Canada.