We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Whether you have been declined for a mortgage in the past or are simply looking for a fast approval process, we can help.

One advantage of our mortgage options is that they take into consideration the reduced taxable income that self-employed individuals often have due to claimed expenses. This means that even if your qualifying income is lower than what traditional lenders usually require, we can still offer you a mortgage.

For those with significant expenses that impact their qualifying income, our Stated Income mortgage option is especially useful. This program allows you to state your income without having to provide extensive documentation. Instead, we focus on the stability and proof of your dividend and investment income.

To apply for one of our mortgages, you will need to provide several documents. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means that we can provide you with access to a wide range of options and choose the one that best suits your needs. We work with these lenders to ensure that they accept reasonable income estimates, giving you more flexibility in your mortgage application.

If you are a Business For Self (BFS) borrower, we also have options tailored specifically for you. We understand the unique financial situation of self-employed individuals and can provide advice and guidance tailored to your needs.

To find out more about our self-employed mortgage options, give us a call today. We are here to help you secure the mortgage you need, quickly and easily.